


Car color essentials — click any card to learn more. Click again to turn it off.
Key takeaways: what car color really changes, and what it does not.
Sources: Monash University Accident Research Centre; Berkeley Lab; AAA; iSeeCars; NICB. Full guide: streetsurvival.info/color/
Six things drivers believe about paint — and what the sources say. Tick each one as you read it, then print it or save it as a PDF.
Read each myth and the fact beside it. Tick the box once you have read it.
| Read | Myth | Fact |
|---|---|---|
| ✗Red cars cost more to insure. | ✓AAA says color does not determine insurance rates, and the Insurance Information Institute has said the same. | |
| ✗Red cars get pulled over more. | ✓AAA says there is no evidence that car color affects the likelihood of a speeding citation beyond the actual speed of the vehicle. | |
| ✗Black cars are most dangerous at night. | ✓In the Monash study the effect of color was strongest in daylight and at dawn and dusk, and weaker in full darkness. | |
| ✗White cars are always the safest, by a lot. | ✓White had the lowest crash risk but the gap is small (up to about 10-12% in daylight), no color was statistically safer than white, and behavior matters far more. | |
| ✗White, black and silver hold their value best. | ✓iSeeCars finds them at about the average rate; yellow, orange and beige depreciate least. | |
| ✗Thieves target certain colors. | ✓Black, white and silver are reported stolen most mainly because they are the most common; make, model and security matter more. |
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In rural or unlit areas, white or a bright, light color is easiest to see against dark surroundings. The Monash authors also found the effect of color varied between states with different amounts of sunshine and rain, so local conditions matter.
Relative crash risk compared with white. Bold with a star (*) means significant at the 95% level in the study.
| Color | Overall | Daylight | Dawn or dusk | Dark (night) |
|---|---|---|---|---|
| Black | +6% | +12% * | +47% * | -8% |
| Gray | +10% * | +11% * | +25% (borderline) | +7% |
| Silver | +10% * | +10% * | +15% * | +8% * |
| Blue | +5% * | +7% * | -4% | +3% |
| Red | +8% * | +7% * | +2% | +10% * |
| Green | +4% * | +4% (borderline) | +3% | +4% |
| Yellow | -1% | 0% | -12% | 0% |
| Orange | -13% | -11% | +21% | -23% |
| Gold | +1% | -2% | +4% | +10% |
| Cream | -1% | +3% | -1% | -8% |
| White | baseline | baseline | baseline | baseline |
Crash risk, cabin heat, dirt, theft and resale by color — sourced figures only.
| Color | Daylight crash risk vs white | Cabin heat | Shows dirt | Theft association | Resale |
|---|---|---|---|---|---|
| White | Baseline | Cool (reflects at least as much sunlight as silver) | Shows grime but looks clean when lightly dirty | Among the most reported (common) | About average |
| Black | +12% | Hot (dark colors absorb more sunlight) | Shows dirt, water spots, swirl marks | Among the most reported (common) | About average |
| Gray | +11% | Not measured | Hides dirt well | Among the most reported (common) | About average |
| Silver | +10% | Measured: about 9-11 F cooler cabin than black | Best at hiding dirt | Among the most reported (common) | About average |
| Blue | +7% | Not measured | Dark blue shows dirt like black | Not highlighted | Not highlighted |
| Red | +7% | Not measured | Shows water spots and scratches | Not highlighted | Not highlighted |
| Yellow | No significant difference | Not measured | Not assessed | Stolen less often (easy to identify) | Depreciates least |
| Orange | No significant difference | Not measured | Not assessed | Stolen less often (easy to identify) | Depreciates least |
| Gold | No significant difference | Not measured | Not assessed | Linked to the most thefts by NICB | Depreciates most |
What the Berkeley Lab test found — silver vs black, and what it means for you.
| Paint | What happens |
|---|---|
| Dark colors | Absorb more sunlight, hotter cabin, more air-conditioning load. Sustained heat may age interior materials faster. |
| Light colors | Reflect more sunlight, cooler cabin, less load. White, silver and other light colors reflect about 60% of sunlight. |
Medium colors fall in between. The test compared silver and black cars; white reflects at least as much sunlight as silver. Read Berkeley Lab's cool-colored car study: the silver car's cabin air ran about 9-11 F cooler than the black car's, the roof up to 45 F cooler, with 13% less air-conditioning capacity and about 2% better fuel economy with white or silver paint.
All car paint fades over time through UV exposure, weather, chemicals and age. Some pigments, such as many reds and other bright colors, are more prone to fading, and fading shows more on dark colors; the condition of the clear coat and how often the paint is washed and protected matter more than the color.